Life insurance can be an important part of your financial plan, especially if you have loved ones who depend on you. We can work with you to find easy and affordable life insurance solutions—so you know your loved ones will be taken care of.
No matter how well off you are financially, the cost of long term care could severely impact your life's savings. A long term care (LTC) insurance policy can provide the protection you need. It can also help you retain your independence, even if an accident or illness takes away your ability to care for yourself. We can customize an individual or shared policy to help meet your specific needs.
Your income is your most valuable asset. Protecting your income allows you to continue to enjoy what it pays for - your home, your cars, your food, college and vacations - from now until the day you retire. Individual disability income insurance is the protection you need to help you maintain your lifestyle and protect your family's future if you should become too sick or hurt to work. We work with the top insurance carriers to provide our clients with flexible Disability Income Insurance policies that:
Business Overhead Expense Insurance covers the day-to-day operating expenses a smaller business incurs, should there be a loss of revenue due to a business owners absence because of sickness or injury. Small businesses often require the owner to be present or to be working to generate the revenue needed to keep the business operational. If they become injured or ill for an extended period of time, they may certainly lose business, customers, or perhaps some of their long-standing contracts. With a substantial loss of revenue, how will they pay employee’s salaries, the utilities, liability, or their rent? Many businesses would just have to shut down. Business Overhead Expense coverage can definitely help. It reimburses the owner for partial or full business expenses, to keep their doors open until they can get back to work. This product is expressly designed for a smaller business with ten or fewer employees or one that provides a professional service that is executed primarily by the owner or owners (generally no more than five owners that split the expenses). There are many businesses that can benefit from this product—doctors, small accounting, architecture, law firms, photographers… even a small insurance office. This is a product that can help most small business owners stay afloat until they recover and can get back to work
Please call Mike Murray for a fast quote @ 978-536-2793 extension 101